Officials across the European Union have already thought about the Libra cryptocument project from Facebook . Now, these concerns have spread to Apple Pay, and EU antitrust chief Margrethe Vestager's office examined whether the company's preinstalled mobile payment software was in conflict with the competition Bloomberg reported Wednesday. .
European Commission officials polled mobile operators, banks and app developers in September "about how Apple Inc. devices could favor Apple Pay over other payment solutions," wrote Bloomberg, citing MLex . , In an email to Bloomberg regulators confirmed that the Office monitors "possible anticompetitive market practices and abusive behavior" without naming Apple.
"In this context, the Commission actively monitors the development of mobile payment solutions, the behavior of operators operating in the payment sector, including mobile payments," the EU wrote.
According to MLex, the problem centers around Apple's proprietary near-field communication (NFC) chip, Apple Pay relies on users to be able to pay in stores by simply holding their phones close to a card reader. "Last year, Vestager announced that Apple's use of the NFC chip would be limited to the use of the NFC chip N There are no such restrictions on NFC permissions on maps or banking apps on Android.
In addition, competitors have complained that Apple refuses, Allow Competing Payment Methods for Apple Wallet MLex reported that the iPhone automatically Benut request with Wallet and Apple Pay interfaces when an NFC signal is received. According to 9to5Mac Apple has relaxed some NFC restrictions, other apps need to be manually highlighted to receive NFC signals.
There are no official investigations and EU regulators may decide to drop the matter. But services such as mobile payments have become a cornerstone of Apple's strategy in times of declining device sales, and CEO Tim Cook recently said the growth of Apple Pay would add users and increase monthly transaction volume faster than PayPal. ] Tim Derdenger of the Tepper School of Business at Carnegie Mellon University recently told Quartz Apple is obviously limiting the feature to its own advantage because "they do not want to rival a wallet launch. If they opened it, it would weaken their market position. "