The former Texas representative supports a little-known House Democratic Proposal (19659002) called Medicare for America, which calls for an expansion of public health insurance while maintaining employer-sponsored insurance plans.
For O & Rourke, the call for the proposal is that he believes that he is leading the country to secure health care faster than alternatives, including the Vermont Sen. Bernie proposal signed by Medicin for All Sanders, an independent person who also races the Democratic nomination. This is partly because it maintains the private insurance industry, which is a progressive deal.
"What it means if you like your employer-sponsored insurance, you like the network you're in. The doctors you see are happy with it, you can keep it," said O & # 39 Rourke on Thursday in Portsmouth, New Hampshire. in response to a public question. "If you do not like your employer-based insurance and you want to enroll in Medicare, you can. If you have no insurance at all or are underinsured today, you can also enroll in Medicare."
While many Americans like the idea of expanding Medicare, their support declines when they hear private insurance, according to a survey by the Kaiser Family Foundation. Medicare for America would address these concerns, said Jen Tolbert, director of the foundation's health care reform program.
"The bill seeks to find a middle ground," she said.
The Medicare for America [1
9659002] Legislation was introduced last year by Rosa DeLauro, a Democrat from Connecticut, and Jan Schakowsky, a Democrat from Illinois. However, unlike most other Medicare for All plans, does not have a Senate version that is supported by other candidates.
The gradual transition to a government-led program is very similar to a proposal by the Center for American Progress, a mediocre left think tank. Top-Spiro, the vice-president of the Center for Health Policy, is the most politically viable way to universal coverage and respects those who like to cover their employers.
"The option to switch the Medicare Plan at its own pace," Spiro said, "In our view, people will vote with their feet."
Maintaining private insurance plans will barely satisfy the plan of many fans in the healthcare industry It is still a springboard to a single payer system that eliminates the need for consumer choice and contributes little to reducing costs, said Lauren Crawford Shaver, Managing Director of the Partnership for America Healthcare Future, an association of insurance and pharmaceutical companies. What Hampers Medicare for All Funds to Doctors and Hospitals? ” src-mini=”//cdn.cnn.com/cnnnext/dam/assets/190311181441-20190312-doctor-payments-medicare-for-all-small-169.jpg” src-xsmall=”//cdn.cnn.com/cnnnext/dam/assets/190311181441-20190312-doctor-payments-medicare-for-all-medium-plus-169.jpg” src-small=”http://cdn.cnn.com/cnnnext/dam/assets/190311181441-20190312-doctor-payments-medicare-for-all-large-169.jpg” src-medium=”//cdn.cnn.com/cnnnext/dam/assets/190311181441-20190312-doctor-payments-medicare-for-all-exlarge-169.jpg” src-large=”//cdn.cnn.com/cnnnext/dam/assets/190311181441-20190312-doctor-payments-medicare-for-all-super-169.jpg” src-full16x9=”//cdn.cnn.com/cnnnext/dam/assets/190311181441-20190312-doctor-payments-medicare-for-all-full-169.jpg” src-mini1x1=”//cdn.cnn.com/cnnnext/dam/assets/190311181441-20190312-doctor-payments-medicare-for-all-small-11.jpg” data-demand-load=”not-loaded” data-eq-pts=”mini: 0, xsmall: 221, small: 308, medium: 461, large: 781″/>
Here's how Medicare would work for America:
Medicare for America offers comprehensive Benefits – including prescription drugs, dentistry, vision and long-term care – for those currently planning Medicare, Medicaid and Obamacare, as well as for the uninsured. Newborns would be automatically registered.
Private insurance would still be an option. Large employers could continue to provide benefits, although they can also help their employees buy Medicare for America. Employees can also choose Medicare for America for their work-based plan. And people might choose to buy private insurance policies through a Medicare Advantage plan, or choose to leave their children with their labor policies.
However, the legislation is not as generous as the proposals of Medicare for All, which essentially applies to all care at no cost. Participants would have to pay up to 9.7% of their monthly income as premiums, although the poor would pay nothing and subsidies would be available to the middle class. There would also be deductibles and co-pays, with an annual limit of $ 3,500 or $ 5,000 for families.
To finance the program, the plan is to: reverse Republican tax law by raising adjusted gross income by 5% to over $ 500,000 and increasing Medicare payroll tax. Above a certain threshold income from investment income would also be generated, tobacco products, beer, wine, spirits and sweetened beverages. States would also have to contribute an amount equal to their current spending on Medicaid.