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Home / Business / Equifax Violation: See if you have the right to file a claim and what to get

Equifax Violation: See if you have the right to file a claim and what to get



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James Martin / CNET

If you were one of the 147 million people whose data was discovered in 201

7 of the Equifax Data Protection Infringement you can now determine if you have the right to file a claim and then file an application, to get back or submit the money you have spent lost through the massive hack. The Federal Trade Commission said last week that Equifax agreed to pay at least $ 575 million and up to $ 700 million to compensate victims of hackers who collect personal information from Equifax servers stolen. Settlement payments may cover the costs of recovering the company's security breach with free credit reporting, including the recovery of theft of your identity and the freezing and unwinding of accounts, and unauthorized charges on your account. You can also apply for to cover the cost of identity theft following the Equifax infringement.

The violation resulted in hackers stealing social security numbers, addresses, credit card and driver's license information, birth dates, and other personal information stored on Equifax servers. As part of its investigation, the FTC alleged that the Free Credit Bureau had not taken adequate steps to secure its network.

To begin, you can verify that you and your information were disclosed as part of the security breach. When your data has been disclosed, you collect receipts and other documents related to the hack that indicate losses and expenses. And finally, you submit your claim for damages. They have until 22 January 2020 to apply for a submission in the class action.





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Even if you were not involved in the breach and are not eligible to claim, you can receive free credit reports for seven years as part of the settlement.

Participation in the Equifax comparison is not possible. The exact amount that Equifax pays is undetermined. The proposed agreement will begin with a USD 300 million fund to compensate the affected consumers who have purchased credit monitoring services. Equifax will also pay $ 175 million to federal states and districts – and $ 100 million to the Consumer Financial Protection Bureau (BFS), which will impose civil sanctions.

If the $ 300 million initial infusion does not adequately compensate consumers, Equifax has agreed to invest another $ 125 million in the fund for a potential total payment of $ 700 million, according to the FTC. If you are a beneficiary, your share of billing may include free credit monitoring and identity theft prevention services. You may also be eligible for cash payments to cover the costs of violations (such as attorney's fees and credit monitoring). You can help free for identity theft and free credit reports for 10 years.

How to participate in the billing.

Find out if you were affected by the security breach.

If you want to verify that your information has been disclosed, the FTC and the Official Clearing House have an online tool that you can use Use this option to check if you have been involved in the Equifax breach.

You must enter your last name and the last six digits of your social security number to determine if your data was part of the hacking.

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To begin, enter your last name and six.


Screenshot Clifford Colby / CNET

Preparing and Submitting Your Claim

You can now file a claim on the Equifax Data Breach Settlement website to recover the money you have lost or spent due to the large hack. So prepare yourself for a claim and submit it.

  • To claim, you must collect all the documents and evidence that you have in connection with the violation, for example, to report expenses that you should have incurred following an identity theft. Loss of money due to the breach.
  • To track the comparison, the FTC suggests logging in to receive email updates.
  • You can also check the FTC's Equifax Data Breach Settlement page and the official Data Breach Settlement page for updates.
  • And the FTC has a number that you can call – (833) 759-2982 – for updates.
  • You can file an online claim on the official billing page.
  • You can also follow the instructions below As part of the application process, select which services to use and review what documents you need to submit to support your application. Supporting documents include information about unauthorized charges, the cost of freezing your account, fees paid to professionals to help with theft, and other associated costs.
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Provide some information to start claims procedure [1965/1921]

What the Settlement Payments Can Cover

The proposed agreement provides for payments of $ 20,000 per person to cover the expenses you have incurred to remedy the breach. Here are the costs and expenses that you can possibly reimburse.

  • Costs related to unauthorized charges on your accounts
  • Costs for freezing a credit report and credit monitoring
  • Fees for accountants, lawyers and other professionals
  • Cost of postage, mileage, notary and other services [19659024] Fees related to credit monitoring, up to 125 USD.
  • Costs of Equifax credit monitoring and other services for one year before the infringement

In addition, from 2020, Equifax will provide six additional benefits to all US consumers – whether part of the comparison or not – for seven years provide free credit reports per year through its website.

When do I have to file a complaint?

The FTC has indicated that you must submit your complaint by January 22, 2020. The FTC is January 23, 2020, as soon as you receive the eligible benefits.

This is the information we know now, with many details to come. We will update this story as soon as we learn more.


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