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One week in Brooklyn, NY, with a salary of $ 80,000




<p type = "text" content = " Welcome to Money Diaries where we deal with the possibly most recent taboo faced by modern working women: the money, we ask millennials how they spend their hard earned money over a seven-day period – and we track every last dollar. "data-reactid =" 27 "> Welcome to Money Diaries where we talked with the possibly occupy the last taboo faced by modern working women: money. We ask millennials how they spend their hard-earned money over a seven-day period – and we track every last dollar.

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<p type = "text" content = " Today: a special government assistant who earns $ 80,000 a year and spends part of her money on candles with three wicks this week. " data -reactid = "30"> Today: a special assistant in the government who earns $ 80,000 a year this week and spends part of her money on candles with three wicks.

<p type = "text" content = " Occupation: Special Assistant
Branch: City Administration
Age: 26
Location: Brooklyn, NY
Salary: $ 80,000
Paycheck Amount (Biweekly): $ 2,132.53 [1965GoodIdentity: Woman / Her "data-reactid =" 31 "> Occupation Special Assistant
Branch: City Government
Age: 26 [19659023] Location: Brooklyn, NY
Salary: $ 80,000
Paycheck amount (fortnightly ): $ 2,132.53
Gender Identity: Woman / You

<p type = "text" content = " Monthly Issues
Rent: 1.475 USD
Student loan: 400 USD
Internet: 70 USD
Mobile: $ 121
Credit Cards: $ 327
Apple Fees: $ 30
Adobe Stock for Blog Photos: $ 30
Google Suite for Blog Email: $ 11 [19659015] Website domain: $ 10
Hulu: $ 8
Netflix: $ 0 (uses my parent's account)
HBOGO: $ 0 (Used my friend's account)
Mattress: $ 50
Eyeglass Repayment: $ 30 "data-reactid =" 32 "> Monthly Issues
Rent: $ 1,475
Student Loan: 400 USD
Internet: 70 USD
Mobile: [1 9459005] $ 121
Credit Cards: $ 327
Apple Fees: $ 30
Adobe Stock for Blog Photos: $ 30
Google Suite for Blog Email: $ 11 [19659023] Website domain:
$ 10
Hulu: $ 8
Netflix: $ 0 (Ve use my parent's account)
HBOGO: $ 0 (Use my friend's account) [19659023] Mattress: $ 50
Eyeglass Repayment: $ 30

7:00 pm – After slapping my nip three times, I roll out of bed and onto the floor. I start my morning with a prayer to focus on the day. Then I write down everything that comes to my mind to extract the last thoughts of the day before and to plan how I will spend the day. I have a lot to say this morning – yesterday I turned to change my job title, and my nerves are up.

7:20 am – I go to the bathroom and do my morning routine (brush my teeth, wash my face) and rinse my nose out with a neti pot because the allergy season is getting real. Then I put curls on my hair and make-up. I cook two eggs and cook coffee.

8:10 am – I listen to a podcast, drink coffee, eat my boiled eggs, and scan my e-mail from the previous day to clarify my personal concerns-list and pending tasks. On some days, reading and replying to emails takes a long time because I want to answer something before 9 am when most people are in the office. At the moment I do not really have anything to review, so in the end I buy a swimsuit for window shopping. I am going to Cancun with my friends in two weeks and must look kidnapped! I'll probably get something later.

9:15 am – I'm leaving the door to work. My train has been late in the last few days (nothing new here in NYC), but if I leave at 9:15, I can usually take the express train.

10 o'clock – I managed to work and to clock in exactly 10 (that is rare for me!). I'm in a good mood I sort my business emails. Looks like it's a slow day, just a few staff inquiries for my office, but otherwise I'm on my own schedule. It's Friday – I'm not complaining!

<p type = "text" content = "12:00 am – I'm starting to surf Instagram and see this beautiful amethyst crystal ring from a local ring store! I'm just learning crystals and their healing powers, and I'm curious to see how it works I bought a rose quartz stone a few months ago to heal myself, but until now it was just nested in a bag, so if I had a ring, I would do it with a bigger intention … I'll get it $ 17.50 "data-reactid =" 39 "> 12 o'clock – I'm starting to surf Instagram. and I see this beautiful amethyst crystal ring from a local ring shop! I'm only learning about crystals and their healing powers and I really want to know how it works. I bought a rose quartz stone a few months ago to heal myself, but so far it has only been nested in a bag. If I had a ring, I would be more intentional. I will get it. $ 17.50

1:00 pm – I bought a non-essential item before paying my bills … sigh. I immediately pay my chase credit card bill (165 USD) and the mattress bill (50 USD). I have not set up any automatic payments since these are two of my biggest credit debts (besides loans of course), and I'm afraid to pay them, but I pay every month. I pay the minimum for both.

3:00 pm – I had lunch at 2:00, but I did not go outside, and it's a pretty nice day. I go to Barnes and Noble and skim over some books but do not buy anything. Window-shopping with books is actually one of my favorite pastimes at lunch.

<p type = "text" content = "18:00 – My workday is over! I usually get pizza and wine on the weekend, but when I try to cut bread out of my diet, I go to Trader Joe & # 39; s to make canned salmon pie I'm out of food for the week, so I'll also get fresh salmon, ground turkey, chicken breast tender and a candy potato, a red potato, a packet of kale and a pack of broccoli ( $ 39.05) It's so hard to get past the bread, and while I pass the pizza, I still get wine ($ 16.50). $ 55.55 [19459005USD] "data-reactid =" 42 "> 6 pm – My workday is over! I usually get pizza and wine over the weekend, but as I try to cut bread out of my diet, I go to Trader Joe's to canned salmon and make salmon cake. I'm out of food for the week, so I'll get fresh salmon, turkey, chicken fillet, sweet potato, red potato, a packet of kale, and a pack of broccoli ($ 39.05). It's so hard to walk past bread. While I pass on the pizza, I still get wine ($ 16.50) $ 55.55

<p class = "Canvas Atom Canvas Text Mb (1.0em) Mb (0) – sm Mt (0.8em) – -sm "type =" text "content =" 7:30 pm – I go home and make my salmon cake with fries It's sooo good and it feels better than pizza I'm going to Cancun in two weeks I'm looking after outfits, some bathing suits are being sold this weekend, and since I have none, I'm buying four. $ 71.20 "data-reactid =" 47 "> 7:30 pm – I'm going home and doing mine Salmon cake with chips. It's sooo good and it feels better than pizza! I'm going to Cancun in two weeks, so I'm looking for outfits. This weekend a few swimsuits are sold and since I have none, I buy four. $ 71.20

<p class = "Canvas Atomic Canvas Text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "text" content = " Daily Total: $ 144.25 "data-reactid =" 48 "> Daily Total: $ 144.25

Day Two

6:30 pm – I have an appointment to braid 9:00 in Queens. So I wake up early to wash my hair and blow dry. I want to thoroughly condition it so I know it will take about an hour – and if I do not get up now, I'll never do it. I'm done in exactly one hour. I make boiled eggs and coffee and heat a last night's salmon cake. I hear an inspirational podcast, a journal and try to clean up a bit. I just do not know how to relax, even on Saturdays. Sigh.

7:40 am – I'm going to the train station. I have to take two trains and a bus to the salon, but it's worth it for me to think about the $ 40 I'll save. Besides, I had my hair done here so I know what to expect.

8 o'clock in the morning – The second train does not run the weekend, so I have to take a shuttle bus. That's why I wake up early and leave – NYC transit is unpredictable! At this rate I should come to the salon exactly at 9 o'clock. I really do not want to be late, because after a grace period of 10 minutes, it's first-come first-served. Braids take five hours, that would take my whole day. I do not have plans yet, but still!

<p class = "Canvas Atom Canvas Text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "text" content = "8:50 am – I'm getting out of the Bus and he stops at another train line farther from the barbershop, I can not make it unless I call an Uber, I'm upset because I had an Uber gift card but did not activate it yet. I saved it for a rainy day, but this is this rainy day! $ 6.13 "data-reactid =" 53 "> 8:50 am – I get off the bus and it stops at another railroad line , which is further away from the hairdressing salon. There is no way to do it if I do not call a Uber, so I do it. I'm upset because I had an Uber gift card but did not activate it yet. I picked it up for a rainy day, but that's that rainy day! $ 6.13

9:05 am – I can make it to the salon before the reprieve and I am so glad that I am doing this because three people are already waiting. I leap cheerfully into the chair and prepare for this five-hour process. I scan my phone and bank account and remember the automatic payment for my Bank of America card ($ 40) and my glasses ($ 45, and yes, I even have an invoice for my glasses).

<p class = "canvas-atom canvas-text Mb (0) – sm Mt (0.8em) – sm" type = "text" content = "3 pm – Done! The process took six Uninterrupted hours, but I love my hair! These are waist-length box braids, so they are a little more expensive than the standard back length, but still cheaper than if I made them in Brooklyn. I also leave a tip of $ 20. $ 180 "data-reactid =" 55 "> 3 pm – Done! The process was six hours without breaks, but I love my hair! These are waist-length box braids, so they're a bit more expensive than the standard back length, but still cheaper than making them in Brooklyn. I also leave a tip of $ 20. $ 180

15:15 – As the salon is near my parents' house, I visit them to see how it all works. At the end I lazy in the house and talk to my mother and my aunt.

7 pm – My aunt wants to go to dinner and go shopping, but I just want to go home. My mother offers to take me home because the trains are messed up and I can not be thankful for the ride. On the way, I decide to have dinner with them.

<p class = "Canvas Atom Canvas Text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "text" content = "8 pm – We arrive at one of the favorite restaurants I order with my mother Jerk Wings and Split Crab Nachos, I also get a Guava Mojito, my aunt offers to pay, but I refuse, she gets ready to go to California and I'd rather save their money by driving home around 10. I look at Netflix a bit, but turn off at 11 pm $ 35 "data-reactid =" 58 " > 8 pm – We come to one of my mother's favorite tapas restaurants (and mine too, to be honest). I order with my mother back wings and split cancer Nachos. I also get a guava mojito. My aunt offers to pay, but I refuse. She's getting ready to go to California, and she'd rather save money for that. We are going home at 10 o'clock. I look at Netflix a bit, but turn off at 11 o'clock. $ 35

<p class = "canvas-atom canvas-text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "text" content = " Daily Total: $ 221.13 "data-reactid =" 59 "> Daily Total: $ 221.13

Third Day

8:30 am – Although I fell asleep early I'm still tired! It's raining outside and I could really lie in bed all day. But I told my grandmother I would visit her today and I would like to go to church. She lives in Westchester and I do not have a car, so I have to commute for at least two hours. I write a diary, then I make myself an omelet and one of the salmon cake. I get ready for the church and set off.

<p class = "canvas-atom canvas-text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "text" content = "10:40 am – I'm going to the station and find out that I have left my subway map Ugh, if I turn around, I will not go to church I will get a subway ticket worth $ 10 $ 10 "data-reactid =" 62 "> 10:40 am – I go to the station and notice that I have left my subway map. Pooh! When I turn around, I do not go to church. I get a subway map worth $ 10. $ 10

<p class = "canvas-atom canvas-text MB (1.0em) MB (0) – SM MT (0.8em) – SM" type = "text" content = "11:30 am – I'm really trying to improve tithing and sacrificial offerings in the church that correlate to my merit, but it's a process right now I'll give 5% of every paycheck. $ 75 "data- reactid = "63"> 11:30 am – I'm really trying to improve tithing and sacrificial offerings in the church that correlate to my merit, but it's a process. At the moment I will give 5% of every paycheck. $ 75

1:00 pm – My grandmother and aunt say they'd rather come down on Mother's Day (praise him!). It's still pouring, so I'm going home to freshen up because I did not clean up last weekend. I also have to do the preliminary work for my blog. I will be interviewing a yoga boutique tomorrow and planning my social media content on Sundays.

<p class = "canvas-atom canvas-text Mb (1,0em) Mb (0) – sm Mt (0,8em) – -sm" type = "text" content = "4 pm – I finish the Cleaning and going to a nearby café to help me with the work I have a bad feeling just to come in without getting anything, so I get a coffee. $ 2 data-reactid = 65> 4 pm – I finish cleaning and go to a nearby café to work there, sorry to just come in without getting anything, so get some coffee. $ 2 [19659059] <p class = "Canvas Atomic Canvas Text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "text" content = "7 pm – I can not believe that It took me three hours to do two things, but at least I did it! It starts raining again, but I really really want a scented candle for my fragrance house. I'm ready for it Also take a train for it. I get on the train and drive to Bath & Body Works, as it is only 10 minutes away. They sell candles with three wicks, I am so happy! $ 15 "data-reactid =" 66 "> 7pm – I can not believe it took me three hours to do two things, but at least I did it! It starts again Rain, but I really, really, really want a scented candle for my scented house, I'm ready to take a train for it, I get on the train and drive to Bath & Body Works, as it's only 10 minutes away with three wicks, I'm so happy! $ 15

<p class = "canvas-atom canvas-text MB (1.0em) MB (0) – SM Mt (0.8em) – SM" type = " text "content =" 7:30 pm – I have a craving for ice cream, but I try to reduce sweets. I go to Target and get some simple vanilla ice cream from Halo because Halo is supposed to be healthier. I also need coffee cream, so I take that I go home to prepare the dinner. There is chicken breast, rice and beans tonight. Fast and easy. I also have a mix of Patron and Margarita. I call one of my friends and watch TV until I fall asleep. $ 7.68 "data-reactid =" 67 "> 7:30 pm – I have a craving for ice cream, but I try to reduce sweets, I go to Target and get simple vanilla ice cream from Halo, Since Halo is supposed to be healthier, I also need coffee cream, so I'll take it with me as well.I'm going home to have dinner.There are chicken breasts, rice, and beans tonight.FAST AND SIMPLE! I also have a mix of patron and Margarita I call one of my friends and watch TV until I fall asleep. $ 7.68

<p class = "Canvas Atomic Canvas Text Mb (1.0em) Mb (0) – sm Mt ( 0.8em) – sm "type =" text "content =" Total daily amount: 109.68 USD "data-reactid =" 68 "> Total daily amount: 109.68 USD

Fourth Day

7 o'clock in the morning – I get out of bed and do my normal morning routine, pray, write, train quickly, shower and make-up.

9:30 am – I am the slowest person ever. At 9:30, I'm just leaving the door; This time, because I did not find a shirt to wear. I have to start at night to pack my lunch and spread my clothes.

12 o'clock. – I meet with my boss to discuss his week's itinerary and get some great news! Everyone knows that my professional passion is communication, and now I work as a public relations employee. The communication is still under my current boss, but now I have two direct bosses in front of him. This is really bittersweet, but I'm excited about the opportunity to grow in the direction that interests me most.

– I'm going out to get some fresh air because it's so beautiful. I'm tempted to buy something to kill time, but instead I go back. – I leave work and go to the yoga studio to interview the two founders for my next blog post. I brought a shirt so I could register for the class after the interview. Maybe it's at the house, because the founders organize a class today!

19:30. – The interview was great, but I realize that I left my yoga pants at home! I can not participate. They also invited me today for a free class to interview them. Damn it!

8:30 pm – I eat my leftovers from the night before, watch TV and get ready for bed. I fall asleep around 10 o'clock. I am always particularly sleepy during the allergy season.

<p class = "Canvas Atom Canvas Text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "text" content = " Total daily amount: 0.00 USD "data-reactid =" 77 "> Daily Total: $ 0.00

Fifth Day

7am – I have I can say so much about my new job that I spend 20 minutes journaling. I did not pack my lunch or take off my clothes, and I do not want to be late again, so I skip my 20-minute morning workout. After the diary I jump into the shower, make up and make my way to work.

<p class = "canvas-atom canvas-text Mb (1,0em) Mb (0) – sm Mt (0,8em) –sm" type = "text" content = "2 pm – One of my co-workers and I have a scheduled lunch, I told her I have a budget (because life is a budget), so grab some tacos, I get a tempura taco and a chipotle chicken taco. $ 8.56 " data-reactid = "80"> 2 pm – One of my colleagues and I have a pre-scheduled lunch. I told her I had a budget (because life is a budget), so grab some tacos. I get a tempura taco and a chipotle chicken taco. $ 8.56

2:30 pm – We know we have more time to kill, and there's a bar next door … a drink does not hurt responsible adults, does it? My great colleague finds me for my drink ($ 12). Yay!

<p class = "Canvas Atomic Canvas Text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "text" content = "6 pm – I need to go in the nearby supermarket to get me socks, since I'm all out – and deodorant, since I run out of steam. $ 6.98 "data-reactid =" 82 "> 18:00 clock – I have to Washing clothes, but I have no drive for it. I go to the nearby supermarket to get some socks because I'm all out – and deodorant because I'm fed up too. $ 6.98

<p class = "Canvas Atomic Canvas Text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "text" content = " Daily total: $ 15.54 "data-reactid =" 83 "> Daily total: $ 15.54

Sixth day

<p class =" canvas-atom canvas- text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm "type =" text "content =" 8:30 am – I've received the message that today a 10 o'clock fire drill will be at work I'm going to buy some more sleep, I do not have coffee and eggs anymore, so I go to the nearby grocery store and get a few of them out with water, since I missed the yoga class on Monday I'll go later today. $ 15.68 "data-reactid =" 85 "> 8:30 am – I've received the message that there will be a 10 o'clock fire drill at work today, which will give me some more sleep. I have no more coffee and no eggs left, so I go to the nearby grocery store and pick up some with some water. Since I missed the yoga class on Monday, I will go later today. $ 15.68

<p class = "Canvas Atomic Canvas Text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "text" content = "9:45 am – My subway map has expired and I have to refill rides for the week. $ 33 "data-reactid =" 86 "> 9:45 pm – My subway map has expired and i have to refill rides for the week. $ 33

10:30 am – I'm getting to work and have a nice, relaxed day. I have lunch, which I brought from home.

<p class = "canvas-atom canvas-text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "text" -content = "10pm – The lesson was After the yoga part, we had a "wine downstairs" with wine on the house.Teaching ends at 8:30, but we literally sit around and have girls talking for an hour and a half, I pay before I go. $ 15 "data-reactid =" 88 "> 22:00 – The lessons were so good. After the yoga part we had a "wine downstairs" with wine on the house. Lessons end at 8:30 am, but we literally sit around afterwards and let girls talk for an hour and a half. I pay before I leave. $ 15

<p class = "Canvas Atomic Canvas Text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "text" content = " Day Sum: 63.68 USD "data-reactid =" 89 "> Day Sum: 63.68 USD

Day Seven

7 am – I have my quick morning workout in a few Days not completed. Although it's only 20 minutes, I can really see the difference in my energy. I've cut down my diary to have time and have breakfast. I also have to pack my lunch. Salmon and kale (my favorite dish).

6:00 pm – Nothing exciting on this day, but I'm going to a presentation session on the state of the millennia and social media and how it ruins our idea of ​​time. I need two trains to get there, but the venue is near the Trader Joe's Wine Shops. So I have to stop there! I go out the door.

<p class = "canvas-atom-canvas-text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "text" content = "6: 40 pm – I get two Bottles of quality wine for $ 17! I'm more excited than I should be The downside: I did not consider how long it will take to get on the second train – and it's the deadly L-train. As usual, it's extremely clogged and I have to take a taxi to get 15 minutes late for the event. $ 17 "data-reactid =" 93 "> 6:40 pm – I get two bottles Quality wine for 17 dollars! I'm more excited than I should be. The downside: I did not consider how long it will take me to get on the second train – and it's the deadly L-train. As usual it is extremely secured and I have to take a taxi to get 15 minutes late for the event. $ 17

<p class = "canvas-atom canvas-text MB (1,0 em) MB (0) – SM Mt (0,8 em) – SM" type = "text" content = " 6:50 pm – The taxi is far more than I had intended, it would probably have made more sense to take a taxi from my workplace. $ 17 "data-reactid =" 94 "> 6:50 pm – The taxi is far more than I had intended. It would probably have made more sense to take a taxi from my workplace. $ 17

9:00 pm – The event was good and made me think about how precious time is and why high school moms are still cool as a 26-year-old. I remember having this Uber gift card and coming home with it. Saved money!

<p class = "Canvas Atomic Canvas Text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "text" content = " Daily Total: $ 34 "data-reactid =" 96 "> Daily Total: $ 34 [19459090]

<p class = "canvas-atom canvas-text Mb (1,0em) Mb (0) – sm Mt (0,8em) – sm" type = "text" content = " Money diaries should reflect the experiences of individual women and not necessarily reflect Refinery29's position Refinery29 in no way promotes illegal activities or harmful behavior. "data-reactid =" 113 "> Money diaries are meant to reflect the experiences of individual women and do not necessarily reflect the position of Refinery29. Refinery29 in no way promotes illegal activities or harmful behavior.

<p class = "Canvas Atomic Canvas Text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "Text" content = " The first step to To fix your financial life is to keep track of what you have spent, to see for yourself, read our guide to managing your money daily, see more money diaries here. "data-reactid =" 114 "> The first step in getting your financial life in order is tracking what you spend. To try for yourself, read our guide to daily management of your money. For more money diaries click here.

<p class = "canvas-atom-canvas-text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "text" content = " Do you have a money diary, that you want to share? Send it to us here. "data-reactid =" 115 "> Do you have a money journal you want to share? ? Submit it here with us.

<p class = "canvas-atom canvas-text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "text" content = " If you have questions about submitting or to the publishing process, read the Frequently Asked Questions on Money Diaries here: r29.co/mdfaqs "data-reactid =" 116 "> If you have questions for submission or publication process? Read our Money Diaries FAQ here: r29.co/mdfaqs[19659001[<pclass="canvas-atomcanvas-textMb(10em)Mb(0)-smMt(08em)-sm"type="text"content=" Do you like what you see, how about some more R29 goodness, right here? "data-reactid =" 117 "> Do you like what you see? How about some more R29 goodness, right here?

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