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Tag Archives: rates

Mortgage Refinancing Rates and What You Should Do

And homeowners take note of it. As a rule of thumb, refinancing your mortgage is worth it if the new interest rate is about 1% below your current interest rate. But there are many other factors that you need to consider – including the cost of your graduation, your loan term, and the length of time you plan to stay …

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Falling birth rates lead to considerable shifts in economic power

People with brightly colored clothes selling and buying goods in a street market in Osogbo, Nigeria at dusk. Jorge Fernández | LightRocket via Getty Images Falling birth rates will likely mean that almost every country will have a shrinking population by the end of the century, according to a new study that triggers “major shifts” in global economic power. A …

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Uber drivers set their own rates in parts of California

Uber has drivers in Southern California and Sacramento set their own rates, a feature that will soon be available in the Bay Area and across the state. This is part of the San Francisco Ride-Hail company’s attempts to demonstrate that drivers are independent and should not be classified as an employee under AB5, California’s new law on gig work. AB5 …

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The encounter rates of old Pokémon games are different on different days

During 2020 the source code for a number of Pokémon Games is leaking online. As people get through the data, they make strange little discoveries, like the fact that Gen 4 Pokémon Games would apparently adjust their encounter rates on certain days, such as birthdays or anniversaries of tragic events. How Polygon reportPeople like @shinyhunter_map and @ MrCheeze_ claim to …

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High unemployment rates will continue to lead budget-conscious consumers to Dollar General, Dollar Tree & Family Dollar

With unemployment rising and consumer budgets shrinking, analysts predict higher sales in dollar stores such as Dollar General Corp., Dollar Tree Inc. and Family Dollar. Weekly unemployment claims in the US rose more than 2.1 million on Thursday. Around 48 million Americans have been applying for unemployment benefits since mid-March, when the country started bans to stem the spread of …

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Low interest rates could stay here

Federal Reserve officials conducted a large-scale experiment on the American job market before coronavirus blocking hit the American economy. This experiment could shed light on how civil servants think about unemployment and the way interest rates followed the pandemic. The Fed planned to keep unemployment at a 50-year low in 2020 without trying to cool the labor market through rate …

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Goldman Sachs on Federal Reserve, negative interest rates

Federal Reserve chairman Jerome Powell speaks during a press conference in Washington, DC. Getty Images Another “big setback” in the US economy could cause the Federal Reserve to consider cutting rates in the negative – but such a monetary policy would not be “very helpful,” said a Goldman Sachs strategist on Thursday. Fed chairman Jerome Powell reiterated on Wednesday that …

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