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Weekly mortgage refinancing continues to decline despite lower interest rates

Mortgage rates, which had remained stable two weeks ago, fell again last week, but this did not increase mortgage demand. The volume was 62% higher than in the same week a year ago when interest rates were much higher and refinancing activity extremely low. The average contract interest rate for 30-year fixed-rate mortgages with corresponding loan balances (484,350 USD or …

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Mortgage refinancing on a three-year high, fueled by low interest rates

NEW YORK – Lenders are flooded with mortgage refinancing requests that have not materialized since 2016, as US homeowners are taking advantage of recent interest rate cuts. The Mortgage Bankers Association, a trading group, said home loan refinancing applications rose 0.4% last week compared to the previous week, reaching their highest level since July 2016. This was the fourth consecutive …

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